/* === TOKENS ============================================================ */
:root{
  --green:#1E9E4A; --green-d:#15803D; --green-dd:#0E5C2C;
  --green-l:#EAF7EE; --green-l2:#F4FBF6;
  --ink:#111B14; --body:#4A5550; --muted:#7A8882; --line:#E4EAE6;
  --white:#fff;
  --p-green:#DCF2E3; --p-blue:#DDEBF8; --p-yellow:#FBEFD0; --p-pink:#FAE0E4;
  --hero:#1A0945;
  --la:'Plus Jakarta Sans',system-ui,sans-serif;
  --si:'Noto Sans Sinhala','Plus Jakarta Sans',system-ui,sans-serif;
  --r:14px; --shadow:0 2px 14px rgba(17,27,20,.07); --shadow-lg:0 8px 32px rgba(17,27,20,.13);
}

/* === BASE ============================================================== */
*{box-sizing:border-box}
body{margin:0;font-family:var(--si);color:var(--ink);background:var(--white);
  line-height:1.75;font-variant-numeric:tabular-nums;-webkit-font-smoothing:antialiased}
.wrap{max-width:74rem;margin:0 auto;padding:0 1.25rem}
a{color:var(--green-d);text-underline-offset:3px}
a:focus-visible,button:focus-visible{outline:2px solid var(--green-d);outline-offset:3px}
h1,h2,h3{line-height:1.28;margin:0 0 .5em;font-weight:700;letter-spacing:-.015em}
h1{font-size:clamp(2rem,6vw,3.5rem);font-weight:800;line-height:1.18}
h2{font-size:clamp(1.5rem,3.8vw,2.2rem)}
h3{font-size:1.08rem}
p{margin:0 0 1.1em}
.num{font-family:var(--la);font-variant-numeric:tabular-nums}
.accent{color:var(--green)}
.skip{position:absolute;left:-9999px;background:var(--ink);color:#fff;padding:.6rem 1rem;z-index:50}
.skip:focus{left:1rem;top:.5rem}

/* === BUTTONS =========================================================== */
.btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--green);color:#fff;
  text-decoration:none;padding:.75rem 1.5rem;border-radius:999px;font-weight:600;
  border:0;font:inherit;cursor:pointer;white-space:nowrap;
  transition:background .15s,transform .1s,box-shadow .15s}
.btn:hover{background:var(--green-d);color:#fff;box-shadow:0 4px 16px rgba(30,158,74,.3)}
.btn:active{transform:scale(.97)}
.btn-ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{background:var(--green-l2);border-color:var(--green);color:var(--ink);box-shadow:none}
.btn-sm{padding:.52rem 1.1rem;font-size:.92rem}
.eyebrow{font-family:var(--la);font-size:.75rem;font-weight:700;color:var(--green-d);
  letter-spacing:.06em;text-transform:uppercase;margin-bottom:.5rem;display:block}

/* === HEADER ============================================================ */
header.top{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);
  backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.top-in{display:flex;align-items:center;gap:1.25rem;min-height:4.25rem}
.logo{font-family:var(--la);font-weight:800;font-size:1.4rem;letter-spacing:-.03em;
  text-decoration:none;color:var(--ink);line-height:1}
.logo span{color:var(--green)}
.logo small{display:block;font-size:.6rem;font-weight:500;color:var(--body);letter-spacing:.02em;margin-top:2px}
.topnav{display:none;gap:1.1rem;margin-inline-start:1.25rem;font-size:.9rem;white-space:nowrap}
.topnav a{text-decoration:none;color:var(--ink);padding:.35rem 0;
  border-bottom:2px solid transparent;transition:color .15s,border-color .15s}
.topnav a:hover,.topnav a[aria-current]{border-bottom-color:var(--green);color:var(--green-d)}
.top-right{margin-inline-start:auto;display:flex;align-items:center;gap:.75rem}
.langsw{display:flex;border:1.5px solid var(--line);border-radius:999px;overflow:hidden;
  font-family:var(--la);font-size:.78rem;font-weight:600}
.langsw a{padding:.25rem .65rem;text-decoration:none;color:var(--body);transition:background .15s}
.langsw a[aria-current]{background:var(--green);color:#fff}
@media(min-width:72rem){.topnav{display:flex}}
@media(max-width:30rem){.logo{font-size:1.15rem}.top-in{gap:.6rem}.top-right{gap:.45rem}.top-right .btn{padding:.45rem .8rem;font-size:.82rem}.langsw a{padding:.25rem .5rem}}

/* === MOBILE NAV ======================================================== */
.mnav{border-bottom:1px solid var(--line);background:var(--green-l2)}
.mnav ul{display:flex;gap:1.35rem;list-style:none;margin:0;padding:0;overflow-x:auto;
  scrollbar-width:none;font-size:.9rem}
.mnav ul::-webkit-scrollbar{display:none}
.mnav a{display:block;padding:.65rem 0;text-decoration:none;color:var(--ink);white-space:nowrap;
  transition:color .15s}
.mnav a:hover{color:var(--green-d)}
@media(min-width:72rem){.mnav{display:none}}

/* === HERO BAND ========================================================= */
.hero-band{position:relative;background:var(--hero);overflow:hidden}

.hero-pic{
  height:clamp(7rem,24vw,10rem);
  background:#270B5C url('/assets/img/hero-mobile.jpg') no-repeat 62% 16%;
  background-size:cover;
}
.hero-inner{position:relative;z-index:1;padding:1.3rem 1.25rem 2.25rem;max-width:74rem;margin:0 auto}
.hero-copy{color:#fff;margin-bottom:1.4rem}
.hero-copy h1{color:#fff;font-size:clamp(1.7rem,6.8vw,3.2rem);line-height:1.2;margin-bottom:.4em}
.hero-copy h1 .accent{color:#5EEAA0}
.hero-copy .lede{color:#DDD3F7;font-size:.98rem;max-width:42ch;margin:0;line-height:1.7}

@media(min-width:80rem){
  .hero-band{
    background:
      radial-gradient(65% 115% at 8% 15%,#3D1880 0%,rgba(61,24,128,0) 55%),
      linear-gradient(135deg,#2E0E62 0%,#1A0945 55%,#22094E 100%);
    padding:0;
  }
  .hero-pic{
    position:absolute;right:0;top:50%;transform:translateY(-50%);
    width:55%;height:min(105%,36rem);
    background:url('/assets/img/hero-side.jpg') no-repeat 50% center;
    background-size:cover;
    mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.2) 10%,#000 38%);
    -webkit-mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.2) 10%,#000 38%);
  }
  .hero-pic::after{
    content:"";position:absolute;inset:0;
    background:linear-gradient(180deg,#26084F 0%,rgba(38,8,79,0) 14%,rgba(26,9,69,0) 83%,#1A0945 100%);
  }
  .hero-inner{
    display:grid;grid-template-columns:min(36rem,50%) minmax(0,1fr);
    gap:0 3.5rem;align-items:center;
    padding:2.25rem 1.25rem 3rem;
  }
  .hero-copy{grid-column:1;margin-bottom:1.25rem;max-width:36rem}
  .hero-copy h1{font-size:clamp(2rem,3.1vw,2.6rem);line-height:1.3;margin-bottom:.45em}
  .hero-copy .lede{max-width:34rem}
  .hero-inner .picker{max-width:30rem}
  .hero-inner .picker{grid-column:1;box-shadow:0 24px 64px rgba(8,2,28,.55)}
}
@media(min-width:82rem){
  .hero-inner{grid-template-columns:36rem minmax(0,1fr)}
  .hero-pic{width:57%}
}

/* === PICKER WIDGET ===================================================== */
.picker{background:#fff;border:1px solid var(--line);border-radius:20px;
  box-shadow:var(--shadow-lg);padding:1.4rem}
.picker-head{display:flex;align-items:center;justify-content:space-between;gap:.75rem;
  padding-bottom:.9rem;border-bottom:1px solid var(--line);margin-bottom:1.05rem}
.picker-head b{font-size:.97rem;line-height:1.4}
.picker-head em{font-style:normal;font-family:var(--la);font-size:.68rem;font-weight:700;
  background:var(--p-green);color:var(--green-dd);padding:.22rem .65rem;border-radius:999px;white-space:nowrap}
.pick-field{margin-bottom:1rem}
.pick-field label{display:flex;align-items:baseline;justify-content:space-between;gap:.5rem;
  font-size:.86rem;color:var(--body);margin-bottom:.35rem}
.pick-field output{font-family:var(--la);font-weight:800;font-size:1rem;color:var(--ink)}
.pick-field input[type=range]{width:100%;accent-color:var(--green);margin:0}
.pick-scale{display:flex;justify-content:space-between;font-family:var(--la);
  font-size:.68rem;color:var(--body);margin-top:.12rem}
.pick-results{border-top:1px solid var(--line);padding-top:.3rem}
.pr{padding:.7rem 0;border-bottom:1px solid #EAE7DF}
.pr:last-child{border-bottom:0}
.pr-top{display:flex;align-items:center;justify-content:space-between;gap:.6rem}
.pr-name{font-family:var(--la);font-weight:700;font-size:.97rem;color:var(--ink);text-decoration:none}
.pr-name:hover{text-decoration:underline}
.pr-go{background:var(--green);color:#fff!important;text-decoration:none;font-size:.78rem;
  font-weight:600;padding:.35rem .85rem;border-radius:999px;white-space:nowrap;flex:none;transition:background .15s}
.pr-go:hover{background:var(--green-d)}
.pr-mid{display:flex;align-items:baseline;justify-content:space-between;gap:.6rem;
  margin-top:.22rem;flex-wrap:wrap}
.pr-apr{font-family:var(--la);font-weight:800;font-size:1.05rem}
.pr-apr.hi{color:#B03A22}
.pr-apr.mid{color:#9A6B10;font-size:.82rem;font-weight:600}
.pr-tot{font-size:.8rem;color:var(--body)}
.pr-tot b{font-family:var(--la);color:var(--ink);font-size:.9rem}
.pr-note{font-size:.72rem;color:var(--body);margin-top:.12rem;line-height:1.45}
.pr-none{font-size:.88rem;color:var(--body);padding:1rem 0;margin:0}
.pick-note{font-size:.72rem;color:var(--body);margin:.85rem 0 0;line-height:1.5;
  padding-top:.75rem;border-top:1px solid var(--line)}
.pr-more{display:block;padding:.65rem 0 .1rem;font-size:.85rem;font-weight:600;
  color:var(--green-d);text-decoration:none}
.pr-more:hover{text-decoration:underline}

/* === TRUST PILLS ======================================================= */
.hero-under{padding:1.75rem 0 .5rem}
.pills{display:grid;gap:1.1rem}
@media(min-width:44rem){.pills{grid-template-columns:repeat(3,1fr);gap:1.5rem}}
.pill{display:flex;align-items:center;gap:.75rem;font-size:.9rem;line-height:1.35;
  background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:.9rem 1rem}
.pill i{width:2.4rem;height:2.4rem;border-radius:50%;display:grid;place-items:center;flex:none}
.pill b{display:block;font-weight:600;font-size:.88rem}
.pill span{color:var(--body);font-size:.8rem}

/* === STATS ROW ========================================================= */
.stats{display:grid;gap:1rem;margin:1.5rem 0 .5rem;
  grid-template-columns:repeat(auto-fit,minmax(9rem,1fr))}
.stat{text-align:center;padding:1.15rem .85rem;background:var(--green-l2);
  border-radius:var(--r);border:1px solid #DCF2E3}
.stat strong{display:block;font-family:var(--la);font-size:1.8rem;font-weight:800;
  color:var(--green-d);line-height:1.1;letter-spacing:-.02em}
.stat span{font-size:.8rem;color:var(--body)}

/* === FEATURE BAND ====================================================== */
.band{background:var(--green-l2);border-radius:22px;padding:2.5rem 1.75rem;margin:1.5rem 0 3rem;text-align:center}
.band > p{color:var(--body);max-width:46rem;margin-inline:auto}
.feats{display:grid;gap:1.75rem;margin-top:2rem}
@media(min-width:44rem){.feats{grid-template-columns:repeat(2,1fr)}}
@media(min-width:68rem){.feats{grid-template-columns:repeat(4,1fr)}}
.feat i{width:3.5rem;height:3.5rem;border-radius:14px;display:grid;place-items:center;margin:0 auto .85rem}
.feat h3{margin-bottom:.3rem;font-size:1rem}
.feat p{font-size:.87rem;color:var(--body);margin:0}

/* === SECTIONS ========================================================== */
.sec{padding:.75rem 0 3rem}
.sec-head{margin-bottom:1rem}
.sec-head > p{color:var(--body);max-width:50rem}

/* === RATE CARDS ======================================================== */
.rates{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff;
  box-shadow:var(--shadow);margin-top:1.25rem}
.rate{display:grid;grid-template-columns:1fr auto;gap:.3rem 1rem;padding:1.3rem 1.4rem;
  border-bottom:1px solid var(--line);align-items:start;transition:background .12s}
.rate:last-child{border-bottom:0}
.rate:hover{background:var(--green-l2)}
.rate:first-child{border-left:4px solid var(--green)}
.rname{font-family:var(--la);font-weight:700;font-size:1.08rem;display:flex;align-items:center;flex-wrap:wrap;gap:.4rem}
.rname em{display:block;font-style:normal;font-family:var(--si);font-weight:400;
  font-size:.79rem;color:var(--body);margin-top:.1rem;width:100%}
.rapr{font-family:var(--la);font-weight:800;font-size:1.45rem;text-align:end;line-height:1.15;white-space:nowrap}
.rapr small{display:block;font-family:var(--si);font-weight:400;font-size:.68rem;color:var(--body)}
.hi{color:#B03A22}.mid{color:#9A6B10}
.rmeta{grid-column:1/-1;font-size:.87rem;color:var(--body);line-height:1.65}
.rbar{grid-column:1/-1;height:5px;border-radius:3px;background:#EFEDE8;overflow:hidden;margin-top:.2rem}
.rbar i{display:block;height:100%;border-radius:3px}
.rbar i.hi{background:linear-gradient(90deg,#E07050,#B03A22)}
.rbar i.mid{background:#9A6B10}
.chk{display:inline-flex;align-items:center;gap:.35rem;font-size:.76rem;color:var(--green-d);font-weight:500}
.chk.pend{color:#9A6B10}
.chk::before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor;flex:none}
.ract{grid-column:1/-1;margin-top:.65rem;display:flex;align-items:center;gap:.5rem;flex-wrap:wrap}
.lnk{font-size:.9rem;color:var(--green-d)}
.rname a{color:inherit;text-decoration:none}
.rname a:hover{text-decoration:underline}
.rbadge{display:inline-flex;align-items:center;font-size:.68rem;font-weight:700;
  padding:.16rem .5rem;border-radius:999px}
.rbadge-ver{background:var(--p-green);color:var(--green-dd)}
.rbadge-pend{background:var(--p-yellow);color:#7A5A0A}

/* === WORKED EXAMPLE ==================================================== */
.eg{background:var(--green-l);border-radius:var(--r);padding:1.4rem 1.6rem;margin:2rem 0}
.eg h3{margin:0 0 .75rem;font-size:1rem}
.eg dl{display:grid;grid-template-columns:auto 1fr;gap:.3rem 1.5rem;margin:0;font-size:.95rem}
.eg dt{color:var(--body)}
.eg dd{margin:0;font-family:var(--la);font-weight:700}

/* === ALERT ============================================================= */
.alert{display:flex;gap:.9rem;background:#FFF8F5;border:1px solid #F2D2C6;
  border-radius:var(--r);padding:1rem 1.15rem;margin:1.25rem 0;font-size:.94rem}
.alert svg{flex:none;margin-top:.2rem}
.alert p{margin:0}
.alert strong{color:#B03A22}
.alert-note{background:var(--green-l);border-inline-start:3px solid var(--green-d);
  border-radius:0 8px 8px 0;padding:.9rem 1.15rem;margin:1.25rem 0;font-size:.95rem}
.alert-note p{margin:0;max-width:66ch}

/* === CATEGORY CARDS ==================================================== */
.cats{display:grid;gap:1rem;margin-top:1.75rem}
@media(min-width:44rem){.cats{grid-template-columns:repeat(2,1fr)}}
@media(min-width:68rem){.cats{grid-template-columns:repeat(3,1fr)}}
.cat{border:1.5px solid var(--line);border-radius:var(--r);padding:1.35rem;background:#fff;
  text-decoration:none;color:inherit;display:block;
  transition:border-color .15s,box-shadow .15s,transform .15s}
.cat:hover{border-color:var(--green);box-shadow:var(--shadow-lg);transform:translateY(-2px)}
.cat i{width:2.75rem;height:2.75rem;border-radius:12px;display:grid;place-items:center;margin-bottom:.85rem}
.cat h3{margin-bottom:.25rem;font-size:1rem}
.cat p{font-size:.87rem;color:var(--body);margin:0}

/* === FAQ SECTION ======================================================= */
.faq-section{margin:.5rem 0 3rem}
.faq-grid{margin-top:1.25rem;display:grid;gap:.6rem}
details.faq-item{border:1.5px solid var(--line);border-radius:var(--r);
  background:#fff;overflow:hidden;transition:box-shadow .15s,border-color .15s}
details.faq-item[open]{box-shadow:var(--shadow);border-color:var(--green)}
details.faq-item summary{cursor:pointer;font-weight:600;font-size:.98rem;list-style:none;
  padding:1.1rem 3rem 1.1rem 1.35rem;position:relative;user-select:none;line-height:1.5}
details.faq-item summary::-webkit-details-marker{display:none}
details.faq-item summary::after{content:"";position:absolute;inset-inline-end:1.25rem;top:50%;
  width:.5rem;height:.5rem;margin-top:-.4rem;
  border-inline-end:2px solid var(--green-d);border-bottom:2px solid var(--green-d);
  transform:rotate(45deg);transition:transform .2s}
details.faq-item[open] summary::after{transform:rotate(-135deg);margin-top:-.05rem}
.faq-body{padding:0 1.35rem 1.2rem 1.35rem;color:var(--body);font-size:.94rem;line-height:1.75}
.faq-body p{margin:0 0 .7em}
.faq-body p:last-child{margin:0}

/* === CTA BAND ========================================================== */
.cta-band{background:linear-gradient(135deg,var(--green-d),var(--green-dd));border-radius:22px;
  padding:3rem 2rem;color:#fff;position:relative;overflow:hidden;margin:1rem 0 0}
.cta-band .eyebrow{color:#A9E5BE}
.cta-band h2{color:#fff;max-width:22ch}
.cta-band p{color:#CFEEDA;max-width:44ch}
.cta-band .btn{background:#fff;color:var(--green-dd);font-weight:700}
.cta-band .btn:hover{background:#EAF7EE;box-shadow:none}
.skyline{position:absolute;inset-inline-end:0;bottom:0;opacity:.22;pointer-events:none;
  width:min(32rem,58%);height:auto}
@media(max-width:52rem){.skyline{opacity:.1;width:90%}}

/* === FOOTER ============================================================ */
footer{background:#fff;border-top:1px solid var(--line);margin-top:4rem;padding:3rem 0 2.5rem}
.fcols{display:grid;gap:2rem}
@media(min-width:48rem){.fcols{grid-template-columns:1.5fr 1fr 1fr 1fr}}
.fcols h4{font-family:var(--la);font-size:.93rem;margin:0 0 .75rem;font-weight:700}
.fcols ul{list-style:none;margin:0;padding:0;font-size:.88rem}
.fcols li{margin-bottom:.4rem}
.fcols a{color:var(--body);text-decoration:none}
.fcols a:hover{color:var(--green-d);text-decoration:underline}
.fabout{font-size:.87rem;color:var(--body);max-width:26rem}
.legal{margin-top:2.5rem;padding-top:1.5rem;border-top:1px solid var(--line);
  font-size:.8rem;color:var(--body)}
.legal p{max-width:82ch;margin-bottom:.65em}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* === CONTENT PAGE LAYOUT =============================================== */
.crumb{font-size:.85rem;color:var(--body);margin:1.15rem 0 0}
.crumb a{color:var(--body);text-decoration:none}
.crumb a:hover{color:var(--green-d);text-decoration:underline}
.crumb .sep{margin:0 .35rem;opacity:.6}
.pagehead{padding:1.25rem 0 .25rem}
.pagehead h1{max-width:22ch;margin-bottom:.4rem}
.pagehead .lede{font-size:1.05rem;color:var(--body);max-width:56ch;margin:0}

/* === PAGE HERO (inner pages) =========================================== */
.page-hero{position:relative;overflow:hidden;color:#fff;padding:.25rem 0 2.5rem;
  background:
    radial-gradient(55% 140% at 0% 0%,#3D1880 0%,rgba(61,24,128,0) 60%),
    linear-gradient(135deg,#2E0E62 0%,#1A0945 60%,#22094E 100%)}
.page-hero::after{content:"";position:absolute;inset-inline-end:-8rem;top:-6rem;width:26rem;height:26rem;
  border-radius:50%;background:radial-gradient(circle,rgba(94,234,160,.16) 0%,rgba(94,234,160,0) 65%);
  pointer-events:none}
.page-hero .wrap{position:relative;z-index:1}
.page-hero .crumb{color:#BFB3E6}
.page-hero .crumb a{color:#DDD3F7}
.page-hero .crumb a:hover{color:#fff}
.page-hero .pagehead{padding:1.4rem 0 0}
.page-hero h1{color:#fff;font-size:clamp(1.75rem,5.4vw,2.9rem);line-height:1.2}
.page-hero .lede{color:#DDD3F7;font-size:1rem;line-height:1.7}
.page-hero-grid{display:grid;gap:1.5rem}
@media(min-width:60rem){
  .page-hero-grid{grid-template-columns:minmax(0,1fr) 21rem;gap:3rem;align-items:end}
}

/* lender at-a-glance card */
.glance{background:#fff;color:var(--ink);border-radius:18px;padding:1.3rem 1.35rem 1.15rem;max-width:26rem;
  box-shadow:0 24px 64px rgba(8,2,28,.45)}
.glance-k{font-size:.8rem;color:var(--body);margin:0}
.glance-apr{font-family:var(--la);font-weight:800;font-size:2.4rem;line-height:1.1;margin:0 0 .6rem;letter-spacing:-.02em}
.glance-apr.pend{font-family:var(--si);font-size:1rem;font-weight:600;color:#9A6B10;margin:.2rem 0 .8rem}
.glance dl{margin:0 0 1rem;border-top:1px solid var(--line)}
.glance dl div{display:flex;justify-content:space-between;gap:1rem;padding:.55rem 0;
  border-bottom:1px solid var(--line);font-size:.9rem}
.glance dt{color:var(--body)}
.glance dd{margin:0;font-family:var(--la);font-weight:700;text-align:end}
.glance .btn{width:100%;justify-content:center}
.glance .chk{margin-top:.75rem}

/* === PROSE ============================================================= */
.prose{max-width:52rem}
.prose h2{margin-top:2.75rem;scroll-margin-top:6.5rem}
.prose h2::before{content:"";display:block;width:2.25rem;height:4px;border-radius:2px;
  background:var(--green);margin-bottom:.8rem}
.prose h3{margin-top:1.75rem}
.prose > h2:first-child{margin-top:.5rem}
.prose p,.prose li{max-width:66ch}
.prose ul,.prose ol{padding-inline-start:1.3rem}
.prose li{margin-bottom:.45rem}
.prose > ul{list-style:none;padding:0}
.prose > ul > li{position:relative;padding-inline-start:1.9rem}
.prose > ul > li::before{content:"";position:absolute;inset-inline-start:0;top:.38em;
  width:1.15rem;height:1.15rem;border-radius:50%;
  background:var(--p-green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2315803D' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/.7rem no-repeat}
.prose > ol{list-style:none;padding:0;counter-reset:step}
.prose > ol > li{position:relative;padding-inline-start:2.75rem;min-height:1.9rem;margin-bottom:.85rem;
  counter-increment:step}
.prose > ol > li::before{content:counter(step);position:absolute;inset-inline-start:0;top:.1em;
  width:1.9rem;height:1.9rem;border-radius:50%;display:grid;place-items:center;
  background:var(--green);color:#fff;font-family:var(--la);font-weight:700;font-size:.85rem}
.prose code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.88em;
  background:var(--green-l);padding:.1em .4em;border-radius:4px}
.fineprint{font-size:.86rem;color:var(--body)}
.spec{margin:1.25rem 0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff}
.spec div{display:grid;grid-template-columns:12rem 1fr;gap:1rem;padding:.8rem 1.15rem;
  border-bottom:1px solid var(--line);font-size:.95rem}
.spec div:last-child{border-bottom:0}
.spec div:nth-child(even){background:#FAFCFB}
.spec dt{color:var(--body);margin:0}
.spec dd{margin:0;font-weight:600;overflow-wrap:anywhere}
@media(max-width:34rem){.spec div{grid-template-columns:1fr;gap:.1rem}}

.pros-cons{display:grid;gap:1rem;margin:1.25rem 0}
@media(min-width:44rem){.pros-cons{grid-template-columns:1fr 1fr}}
.pros-cons > div{border-radius:var(--r);padding:1.2rem 1.25rem;border:1px solid #CDEBD7;background:var(--green-l2)}
.pros-cons > div + div{border-color:#F2D2C6;background:#FFF8F5}
.pros-cons h3{margin:0 0 .5rem;font-size:1rem;display:flex;align-items:center;gap:.5rem}
.pros-cons h3::before{content:"+";width:1.6rem;height:1.6rem;border-radius:50%;display:grid;place-items:center;
  background:var(--green);color:#fff;font-family:var(--la);font-weight:800;font-size:1rem;line-height:1}
.pros-cons > div + div h3::before{content:"−";background:#B03A22}
.pros-cons ul{margin:0;padding-inline-start:1.1rem;font-size:.93rem}
.pros-cons li{margin-bottom:.4rem}

.prose details{border:1.5px solid var(--line);border-radius:var(--r);background:#fff;
  margin:0 0 .6rem;transition:box-shadow .15s,border-color .15s}
.prose details[open]{box-shadow:var(--shadow);border-color:var(--green)}
.prose details summary{cursor:pointer;font-weight:600;list-style:none;position:relative;
  padding:1rem 3rem 1rem 1.2rem;line-height:1.5}
.prose details summary::-webkit-details-marker{display:none}
.prose details summary::after{content:"";position:absolute;inset-inline-end:1.2rem;top:50%;
  width:.5rem;height:.5rem;margin-top:-.4rem;border-inline-end:2px solid var(--green-d);
  border-bottom:2px solid var(--green-d);transform:rotate(45deg);transition:transform .2s}
.prose details[open] summary::after{transform:rotate(-135deg);margin-top:-.05rem}
.prose details p{margin:0;padding:0 1.2rem 1.1rem;color:var(--body);font-size:.94rem}
.authorbox{border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  padding:1.25rem 0;margin:3rem 0 0;font-size:.93rem}
.authorbox strong{display:block}
.authorbox p{color:var(--body);margin:.3rem 0 0}
.layout{display:block;margin-top:2rem}
.layout .prose{max-width:44rem}
@media(min-width:68rem){
  .layout.has-toc{display:grid;grid-template-columns:minmax(0,1fr) 15rem;gap:4rem;align-items:start}
  .layout.has-toc .prose{max-width:none}
}
.toc{display:none}
@media(min-width:68rem){
  .toc{display:block;position:sticky;top:6rem;font-size:.88rem}
  .toc h2{font-family:var(--la);font-size:.75rem;font-weight:700;letter-spacing:.04em;
    color:var(--body);margin:0 0 .75rem;padding-bottom:.6rem;border-bottom:1px solid var(--line)}
  .toc ul{list-style:none;margin:0;padding:0}
  .toc li{margin-bottom:.1rem}
  .toc a{display:block;padding:.32rem 0 .32rem .75rem;color:var(--body);
    text-decoration:none;border-inline-start:2px solid var(--line);line-height:1.45}
  .toc a:hover{color:var(--green-d);border-inline-start-color:var(--green)}
}
.side-cta{margin-top:1.75rem;border-radius:var(--r);padding:1.2rem 1.15rem;color:#fff;
  background:radial-gradient(90% 120% at 0% 0%,#3D1880 0%,rgba(61,24,128,0) 60%),linear-gradient(135deg,#2E0E62,#1A0945)}
.side-cta .eyebrow{color:#5EEAA0;margin-bottom:.3rem}
.side-cta-t{font-weight:700;font-size:.98rem;line-height:1.45;margin:0 0 .85rem}
.side-cta .btn{width:100%;justify-content:center;color:#fff;padding:.52rem 1.1rem;border:0;line-height:1.5}
.side-cta .btn:hover{color:#fff;background:var(--green-d)}

/* === CALCULATOR ======================================================== */
.calc{border:1px solid var(--line);border-radius:20px;padding:1.5rem;margin:0 0 1.25rem;
  background:#fff;box-shadow:var(--shadow-lg);max-width:40rem}
.calc label{display:flex;justify-content:space-between;align-items:baseline;gap:.5rem;
  font-size:.9rem;color:var(--body);margin-bottom:.45rem}
.calc label .num{font-weight:800;font-size:1.05rem;color:var(--ink)}
.calc-field{margin-bottom:1.35rem}
.calc input[type=number]{width:100%;min-height:2.9rem;padding:.6rem .85rem;font:inherit;font-family:var(--la);
  font-weight:700;font-size:1.05rem;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);
  transition:border-color .15s,box-shadow .15s}
.calc input[type=number]:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(30,158,74,.18)}
.calc input[type=range]{width:100%;accent-color:var(--green);margin:0}
.calc-out{margin-top:.5rem;display:grid;grid-template-columns:repeat(auto-fit,minmax(9rem,1fr));gap:.75rem}
.calc-out > div{background:var(--green-l2);border:1px solid #DCF2E3;border-radius:12px;padding:.85rem 1rem}
.calc-out > div:nth-child(2){background:var(--green-d);border-color:var(--green-d)}
.calc-out span{display:block;font-size:.8rem;color:var(--body);line-height:1.4;margin-bottom:.2rem}
.calc-out > div:nth-child(2) span{color:#CFEEDA}
.calc-out strong{font-family:var(--la);font-size:1.35rem;font-weight:800;color:var(--green-dd)}
.calc-out > div:nth-child(2) strong{color:#fff}

/* end-of-page CTA on inner pages */
.page-cta{margin-top:3.5rem}

/* ======================================================================
   LOAN PLATFORM (homepage + apply flow)
   ====================================================================== */
:root{--violet:#2E0E62;--violet-d:#1A0945;--violet-l:#F4F0FC;--mint:#5EEAA0;--lilac:#DDD3F7}

/* full-width page sections */
.sx{padding:clamp(3rem,7vw,5rem) 0}
.sx.tint{background:var(--green-l2)}
.sx.soft{background:var(--violet-l)}
.sx-head{max-width:46rem;margin:0 0 2rem}
.sx-head.center{text-align:center;margin-inline:auto}
.sx-head p{color:var(--body);margin:0;font-size:1.02rem}
.sx-head h2{margin-bottom:.4em}

/* hero additions */
.hero-points{list-style:none;margin:1.1rem 0 0;padding:0;display:grid;gap:.5rem;font-size:.93rem;color:#EDE7FB;line-height:1.55}
.hero-points li{display:flex;gap:.6rem;align-items:flex-start}
.hero-points svg{flex:none;margin-top:.2em}
.hero-band .eyebrow{color:var(--mint);margin-bottom:.6rem}

/* apply card (hero) */
.apply-card{padding:1.35rem 1.35rem 1.2rem}
.apply-card .picker-head{margin-bottom:1.1rem}
.rng{-webkit-appearance:none;appearance:none;width:100%;height:1.9rem;background:transparent;margin:0;cursor:pointer;display:block}
.rng::-webkit-slider-runnable-track{height:.5rem;border-radius:999px;
  background:linear-gradient(90deg,var(--green) var(--p,50%),#E4EAE6 var(--p,50%))}
.rng::-webkit-slider-thumb{-webkit-appearance:none;width:1.6rem;height:1.6rem;border-radius:50%;background:#fff;
  border:3px solid var(--green);box-shadow:0 2px 8px rgba(17,27,20,.25);margin-top:-.55rem;transition:transform .12s}
.rng:active::-webkit-slider-thumb{transform:scale(1.12)}
.rng::-moz-range-track{height:.5rem;border-radius:999px;background:#E4EAE6}
.rng::-moz-range-progress{height:.5rem;border-radius:999px;background:var(--green)}
.rng::-moz-range-thumb{width:1.25rem;height:1.25rem;border-radius:50%;background:#fff;border:3px solid var(--green);
  box-shadow:0 2px 8px rgba(17,27,20,.25)}
.rng:focus-visible{outline:2px solid var(--green-d);outline-offset:3px;border-radius:999px}
.pick-field output.big{font-size:1.35rem;letter-spacing:-.01em}
.chips{display:flex;flex-wrap:wrap;gap:.4rem;margin:.55rem 0 0}
.chip{font:inherit;font-family:var(--la);font-size:.78rem;font-weight:700;border:1.5px solid var(--line);background:#fff;
  color:var(--ink);border-radius:999px;padding:.4rem .8rem;min-height:2.1rem;cursor:pointer;
  transition:background .15s,border-color .15s,color .15s}
.chip:hover{border-color:var(--green)}
.chip[aria-pressed=true]{background:var(--green);border-color:var(--green);color:#fff}
.sum{background:var(--green-l2);border:1px solid #DCF2E3;border-radius:12px;padding:.85rem 1rem;display:grid;gap:.4rem;margin:.35rem 0 1rem}
.sum div{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;font-size:.86rem;color:var(--body)}
.sum b{font-family:var(--la);color:var(--ink);text-align:end;white-space:nowrap}
.sum .tot{border-top:1px dashed #BFE3CB;padding-top:.5rem;margin-top:.1rem}
.sum .tot b{font-size:1.2rem;font-weight:800}
.btn-lg{padding:.95rem 1.75rem;font-size:1.05rem;font-weight:700}
.btn-block{width:100%;justify-content:center}
.btn svg{flex:none}
.apply-card .pick-note{border-top:0;padding-top:0;margin-top:.8rem}

/* partner strip */
.partners{border-bottom:1px solid var(--line);background:#fff}
.partners-in{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1.5rem;padding:1.1rem 0}
.partners-in > span{font-size:.82rem;color:var(--body)}
.partners ul{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.partners a{display:inline-flex;align-items:center;gap:.45rem;font-family:var(--la);font-weight:700;font-size:.9rem;
  color:var(--ink);text-decoration:none;border:1.5px solid var(--line);border-radius:999px;padding:.4rem .9rem;
  transition:border-color .15s,background .15s}
.partners a::before{content:"";width:.5rem;height:.5rem;border-radius:50%;background:var(--green)}
.partners a:hover{border-color:var(--green);background:var(--green-l2)}

/* benefit cards */
.bens{display:grid;gap:1rem}
@media(min-width:40rem){.bens{grid-template-columns:repeat(2,1fr)}}
@media(min-width:68rem){.bens{grid-template-columns:repeat(4,1fr)}}
.ben{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.5rem 1.35rem;
  transition:box-shadow .2s,transform .2s,border-color .2s}
.ben:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px);border-color:#CDEBD7}
.ben i{width:3rem;height:3rem;border-radius:14px;display:grid;place-items:center;margin-bottom:1rem}
.ben h3{font-size:1.05rem;margin-bottom:.35rem}
.ben p{font-size:.9rem;color:var(--body);margin:0}

/* steps */
.steps{display:grid;gap:1.25rem;counter-reset:st;list-style:none;margin:0;padding:0}
@media(min-width:56rem){.steps{grid-template-columns:repeat(3,1fr);gap:2rem}}
.step{position:relative;background:#fff;border-radius:18px;padding:1.6rem 1.4rem 1.5rem;border:1px solid #E6DDF7;counter-increment:st}
.step::before{content:counter(st);display:grid;place-items:center;width:2.75rem;height:2.75rem;border-radius:50%;
  background:linear-gradient(135deg,#3D1880,var(--violet-d));color:var(--mint);font-family:var(--la);font-weight:800;
  font-size:1.15rem;margin-bottom:1rem;box-shadow:0 6px 16px rgba(46,14,98,.28)}
@media(min-width:56rem){
  .step:not(:last-child)::after{content:"";position:absolute;top:2.95rem;inset-inline-start:calc(100% + .35rem);
    width:1.3rem;height:2px;background:repeating-linear-gradient(90deg,#B9A6E6 0 5px,transparent 5px 9px)}
}
.step h3{font-size:1.08rem;margin-bottom:.35rem}
.step p{font-size:.92rem;color:var(--body);margin:0}
.center-cta{text-align:center;margin-top:2.25rem}

/* who can apply */
.who{display:grid;gap:1.5rem}
@media(min-width:60rem){.who{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:2.5rem;align-items:start}}
.reqs{display:grid;gap:.75rem;list-style:none;margin:0;padding:0}
@media(min-width:38rem){.reqs{grid-template-columns:repeat(2,1fr)}}
.req{display:flex;gap:.85rem;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1rem 1.1rem}
.req i{flex:none;width:2.5rem;height:2.5rem;border-radius:12px;display:grid;place-items:center;background:var(--p-green)}
.req b{display:block;font-size:.95rem;line-height:1.4}
.req span{font-size:.86rem;color:var(--body);line-height:1.55;display:block}
.ready{border-radius:20px;padding:1.6rem 1.5rem;color:#fff;
  background:radial-gradient(90% 120% at 0% 0%,#3D1880 0%,rgba(61,24,128,0) 60%),linear-gradient(135deg,var(--violet),var(--violet-d))}
.ready h3{color:#fff;font-size:1.1rem;margin-bottom:.9rem}
.ready ul{list-style:none;margin:0 0 1rem;padding:0;display:grid;gap:.6rem;font-size:.95rem}
.ready li{display:flex;gap:.65rem;align-items:flex-start}
.ready li svg{flex:none;margin-top:.25em}
.ready p{font-size:.85rem;color:var(--lilac);margin:0 0 1.1rem}

/* lender cards */
.lgrid{display:grid;gap:1rem}
@media(min-width:52rem){.lgrid{grid-template-columns:repeat(2,1fr)}}
.lcard{display:flex;flex-direction:column;background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:1.4rem;
  transition:box-shadow .2s,border-color .2s}
.lcard:hover{box-shadow:var(--shadow-lg);border-color:#CDEBD7}
.lcard.top{border-color:var(--green);box-shadow:var(--shadow)}
.lcard-h{display:flex;justify-content:space-between;align-items:flex-start;gap:1rem}
.lcard-n{font-family:var(--la);font-weight:800;font-size:1.2rem;line-height:1.3}
.lcard-n a{color:inherit;text-decoration:none}
.lcard-n a:hover{text-decoration:underline}
.lcard-n small{display:block;font-family:var(--si);font-weight:400;font-size:.78rem;color:var(--body);margin-top:.15rem}
.lcard-apr{text-align:end;font-family:var(--la);font-weight:800;font-size:1.7rem;line-height:1.1;white-space:nowrap}
.lcard-apr small{display:block;font-family:var(--si);font-weight:400;font-size:.7rem;color:var(--body);white-space:normal;max-width:9rem;margin-inline-start:auto}
.lcard-apr.pend{font-family:var(--si);font-size:.82rem;font-weight:600;color:#9A6B10;white-space:normal;max-width:9.5rem;line-height:1.4}
.lcard dl{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin:1.1rem 0}
.lcard dl div{background:#FAFCFB;border:1px solid var(--line);border-radius:10px;padding:.55rem .75rem}
.lcard dt{font-size:.74rem;color:var(--body)}
.lcard dd{margin:0;font-family:var(--la);font-weight:700;font-size:.92rem}
.lcard-f{margin-top:auto;display:flex;flex-wrap:wrap;align-items:center;gap:.6rem 1rem}
.lcard-f .chk{flex-basis:100%}

/* cost section */
.cost{display:grid;gap:1.5rem}
@media(min-width:60rem){.cost{grid-template-columns:1fr 1fr;gap:3rem;align-items:center}}
.cost .eg{margin:0;background:#fff;border:1px solid #DCF2E3;box-shadow:var(--shadow);padding:1.5rem 1.6rem}
.cost .eg dl{gap:.55rem 1.5rem}
.cost .eg dd{text-align:end}
.cost .alert{margin:1.25rem 0 0}
.cost-copy p{color:var(--body)}

/* sticky mobile apply bar */
.stickybar{position:fixed;inset:auto 0 0 0;z-index:40;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);
  border-top:1px solid var(--line);box-shadow:0 -6px 24px rgba(17,27,20,.1);
  padding:.6rem 1rem calc(.6rem + env(safe-area-inset-bottom,0px));display:flex;align-items:center;gap:.85rem;
  transform:translateY(110%);transition:transform .25s ease-out;visibility:hidden}
.stickybar.on{transform:none;visibility:visible}
.stickybar span{font-size:.78rem;color:var(--body);line-height:1.35;flex:1;min-width:0}
.stickybar b{display:block;font-family:var(--la);font-size:1rem;color:var(--ink)}
.stickybar .btn{flex:none}
@media(min-width:80rem){.stickybar{display:none}}
@media(max-width:79.99rem){body.has-sticky footer{padding-bottom:6.5rem}}

/* === APPLY PAGE ======================================================== */
.stepper{display:flex;gap:.5rem;list-style:none;margin:1.5rem 0 0;padding:0;font-size:.82rem;flex-wrap:wrap}
.stepper li{display:flex;align-items:center;gap:.5rem;color:#BFB3E6}
.stepper li::before{content:attr(data-n);display:grid;place-items:center;width:1.7rem;height:1.7rem;border-radius:50%;
  border:1.5px solid #6F58B5;font-family:var(--la);font-weight:700;font-size:.8rem}
.stepper li.on{color:#fff;font-weight:600}
.stepper li.on::before{background:var(--mint);border-color:var(--mint);color:var(--violet-d)}
.stepper li:not(:last-child)::after{content:"";width:1.5rem;height:1.5px;background:#6F58B5;margin-inline-start:.15rem}
.apply-grid{display:grid;gap:1.5rem;margin-top:2rem}
@media(min-width:60rem){.apply-grid{grid-template-columns:22rem minmax(0,1fr);gap:2.5rem;align-items:start}
  .apply-side{position:sticky;top:5.5rem}}
.apply-side .picker{box-shadow:var(--shadow-lg)}
.match-head{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;flex-wrap:wrap;margin-bottom:1rem}
.match-head h2{font-size:1.35rem;margin:0}
.match-head p{margin:0;font-size:.88rem;color:var(--body)}
.matches{display:grid;gap:1rem}
.match{background:#fff;border:1.5px solid var(--line);border-radius:18px;padding:1.3rem 1.35rem}
.match.top{border-color:var(--green);box-shadow:var(--shadow)}
.match-tot{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;background:var(--green-l2);
  border:1px solid #DCF2E3;border-radius:12px;padding:.75rem 1rem;margin:1rem 0;font-size:.88rem;color:var(--body)}
.match-tot b{font-family:var(--la);font-size:1.25rem;font-weight:800;color:var(--ink);white-space:nowrap}
.match-warn{background:#FFF9EC;border:1px solid #F1DFB4;border-radius:12px;padding:.75rem 1rem;margin:1rem 0;
  font-size:.86rem;color:#6B4E0A}
.match .btn{width:100%;justify-content:center}
.match-f{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1rem;margin-top:.8rem;font-size:.82rem}
.before{margin-top:2rem;border:1px solid var(--line);border-radius:18px;padding:1.4rem 1.5rem;background:#FAFCFB}
.before h2{font-size:1.15rem;margin-bottom:.75rem}
.before ul{margin:0;padding-inline-start:1.2rem;font-size:.92rem;color:var(--body)}
.before li{margin-bottom:.45rem}

/* scroll reveal (progressive, no JS) */
@media(prefers-reduced-motion:no-preference){
  @supports(animation-timeline:view()){
    .reveal{animation:rise linear both;animation-timeline:view();animation-range:entry 0% entry 30%}
  }
}
@keyframes rise{from{opacity:.25;transform:translateY(22px)}to{opacity:1;transform:none}}

/* hero apply card layout */
.apply-card .chips{margin:-.35rem 0 1.1rem}
.apply-card .go .btn{width:100%;justify-content:center}
.hero-inner .hero-points{margin-top:1.25rem}
@media(min-width:80rem){
  .hero-inner .apply-card{max-width:37rem}
  .apply-card .fields{display:grid;grid-template-columns:1fr 1fr;gap:0 1.5rem}
  .apply-card .fields .pick-field{grid-row:1}
  .apply-card .fields .chips{grid-row:2;grid-column:1/-1;margin:0 0 1rem}
  .apply-card .go{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:1rem;align-items:center}
  .apply-card .go .sum{margin:0}
  .apply-card .go .btn{width:auto}
  .hero-inner .hero-points{grid-column:1;display:flex;flex-wrap:wrap;gap:.4rem 1.5rem;font-size:.85rem;max-width:37rem}
}
.cat h3{display:flex;justify-content:space-between;align-items:center;gap:.5rem}
.cat h3::after{content:"→";font-family:var(--la);color:var(--green-d);transition:transform .15s}
.cat:hover h3::after{transform:translateX(3px)}
.match-sub{font-size:.95rem;font-weight:600;color:var(--body);margin:1rem 0 0}
/* chips grid */
.apply-card .chips{display:grid;grid-template-columns:repeat(4,1fr)}
.apply-card .chip{padding:.4rem .2rem;text-align:center}

/* hero tighten (desktop): keep the Apply button on the first screen of a small laptop */
@media(min-width:80rem){
  .hero-inner{padding-top:1.4rem}
  .hero-copy{margin-bottom:1rem}
  .hero-band .eyebrow{margin-bottom:.35rem}
  .hero-copy .lede{font-size:.95rem;line-height:1.6}
  .apply-card{padding:1.15rem 1.35rem 1.05rem}
  .apply-card .picker-head{padding-bottom:.7rem;margin-bottom:.8rem}
  .apply-card .pick-field{margin-bottom:.6rem}
  .apply-card .pick-field output.big{font-size:1.2rem}
  .apply-card .fields .chips{margin-bottom:.8rem}
  .apply-card .sum{padding:.65rem .9rem;gap:.3rem}
  .apply-card .pick-note{margin-top:.65rem}
}
/* sum labels */
@media(min-width:80rem){.apply-card .sum div{font-size:.8rem}.apply-card .sum .tot b{font-size:1.1rem}}

/* SEO pass: update line, safety checks, comparison table */
.updated{font-size:.82rem;color:var(--body);margin:.6rem 0 0}
.prose > .updated{margin:0 0 1.5rem}
@media(min-width:56rem){.steps.safe{grid-template-columns:repeat(2,1fr)}}
@media(min-width:72rem){.steps.safe{grid-template-columns:repeat(4,1fr);gap:1.25rem}}
.steps.safe .step{border-color:#CDEBD7}
.steps.safe .step::before{background:var(--green);color:#fff;box-shadow:0 6px 16px rgba(30,158,74,.25)}
.steps.safe .step::after{display:none}
.tablewrap{overflow-x:auto;margin:1.25rem 0;border:1px solid var(--line);border-radius:var(--r)}
.cmp{width:100%;border-collapse:collapse;font-size:.92rem;min-width:34rem;background:#fff}
.cmp th,.cmp td{text-align:start;padding:.75rem 1rem;border-bottom:1px solid var(--line);vertical-align:top}
.cmp thead th{background:var(--violet-l);font-size:.8rem;font-weight:700;color:var(--violet)}
.cmp tbody tr:last-child th,.cmp tbody tr:last-child td{border-bottom:0}
.cmp tbody th{font-weight:600}
.prose .lgrid{margin:1.25rem 0}
.prose .lcard dl{margin:1rem 0}

/* lender data pass */
.sum-who{margin:.15rem 0 0;font-size:.74rem;color:var(--green-dd);font-weight:600;line-height:1.4}
.egs{display:grid;gap:1rem}
.cost .egs .eg{margin:0}
.glance-apr small{display:block;font-family:var(--si);font-size:.74rem;font-weight:400;color:var(--body);letter-spacing:0;line-height:1.45;margin-top:.2rem}
.lcard-apr small{max-width:11rem}
.rapr small{max-width:12rem;white-space:normal;margin-inline-start:auto}
.spec .hi{font-family:var(--la);font-size:1.05rem}

/* area pages */
.lstats{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.5rem 0 0}
.lstats div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:12px;padding:.6rem 1rem;min-width:9rem}
.lstats dt{font-size:.75rem;color:#BFB3E6}
.lstats dd{margin:0;font-family:var(--la);font-weight:800;font-size:1.3rem;color:#fff}
.prose h3 .count{display:inline-grid;place-items:center;min-width:1.7rem;height:1.7rem;padding:0 .45rem;border-radius:999px;
  background:var(--p-green);color:var(--green-dd);font-family:var(--la);font-size:.8rem;font-weight:800;vertical-align:middle;margin-inline-start:.35rem}
.cmp.branches td:nth-child(3){white-space:nowrap}
.cmp.branches{min-width:30rem}
.area-links{display:flex;flex-wrap:wrap;gap:.5rem;margin:0}
.area-links a{display:inline-block;border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:.45rem 1rem;
  color:var(--ink);text-decoration:none;font-size:.92rem;transition:border-color .15s,background .15s}
.area-links a:hover{border-color:var(--green);background:var(--green-l2)}
.area-links a:last-child{border-color:var(--green);color:var(--green-d);font-weight:600}
/* branch cards on phones */
@media(max-width:40rem){.cmp.branches{min-width:0}.cmp.branches thead{display:none}.cmp.branches tr{display:block;padding:.7rem 1rem;border-bottom:1px solid var(--line)}.cmp.branches tbody tr:last-child{border-bottom:0}.cmp.branches th,.cmp.branches td{display:block;border:0;padding:.05rem 0}.cmp.branches td{color:var(--body);font-size:.88rem}}
/* tablet hero: stacked layout up to 80rem, card kept to a readable width */
@media(min-width:48rem) and (max-width:79.99rem){.hero-inner .apply-card{max-width:38rem}.hero-copy .lede{max-width:40rem}}

/* phase 1: rates and calculators */
.facts{background:var(--green-l2);border:1px solid #CDEBD7;border-radius:var(--r);padding:1.1rem 1.25rem;margin:0 0 1.5rem}
.facts .eyebrow{margin-bottom:.4rem}
.facts ul{margin:0;padding-inline-start:1.1rem}
.facts li{margin-bottom:.35rem;max-width:none}
.cmp td.num,.cmp th.num{font-family:var(--la);white-space:nowrap}
.cmp.adv-table td{text-align:end}
.cmp.adv-table{min-width:36rem}
.cmp.rates-table td:nth-child(3){white-space:nowrap}
.cmp .fineprint{font-size:.78rem;color:var(--body)}
.sources{font-size:.88rem}
.calc select{width:100%;min-height:2.9rem;padding:.55rem .75rem;font:inherit;font-size:.95rem;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.calc select:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(30,158,74,.18)}
.calc label{display:block}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:0 1rem}
.calc h3{margin:1.5rem 0 .3rem;font-size:1rem}
.calc .calc-out.flat > div:nth-child(2){background:var(--green-l2);border-color:#DCF2E3}
.calc .calc-out.flat > div:nth-child(2) span{color:var(--body)}
.calc .calc-out.flat > div:nth-child(2) strong{color:var(--green-dd)}
.calc .tablewrap{margin-top:.5rem}
.calc .cmp.sched{min-width:26rem}
.calc .cmp.sched td{text-align:end}
@media(max-width:30rem){.calc-row{grid-template-columns:1fr}}